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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,509 | $100,811-27.1% | $86,698-15.2% | $134,545-45.4% |
| Participation rate | 52.4% | 79.0%-26.6pp | 76.6%-24.2pp | 81.2%-28.9pp |
| Annual return | -3.07% | 29.11%-32.2pp | 35.96%-39.0pp | 418.37%-421.4pp |
| Employer contribution / active EE | $869 | $3,490-75.1% | $2,837-69.4% | $4,742-81.7% |
| Participant deferral / active EE | $3,446 | $5,339-35.5% | $4,656-26.0% | $6,401-46.2% |
| Admin fee / account holder | $16,362 | $10,926+49.8% | $7,492+118.4% | $11,431+43.1% |