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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,790 | $105,145+15.8% | $94,664+28.7% | $139,466-12.7% |
| Participation rate | 71.4% | 82.4%-10.9pp | 80.8%-9.4pp | 80.3%-8.9pp |
| Annual return | 7.89% | 38.09%-30.2pp | 156.84%-149.0pp | 373.66%-365.8pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $969 | $7,599-87.3% | $7,417-86.9% | $6,712-85.6% |
| Admin fee / account holder | $27,107 | $8,972+202.1% | $7,222+275.4% | $11,409+137.6% |