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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,454 | $107,941-13.4% | $91,994+1.6% | $152,897-38.9% |
| Participation rate | 73.3% | 81.2%-7.9pp | 78.6%-5.3pp | 82.5%-9.1pp |
| Annual return | 12.96% | 89.28%-76.3pp | 69.04%-56.1pp | 345.43%-332.5pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,297 | $6,366-79.6% | $5,924-78.1% | $5,851-77.8% |
| Admin fee / account holder | $13,175 | $10,521+25.2% | $7,744+70.1% | $11,599+13.6% |