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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,682 | $78,694+1.3% | $67,652+17.8% | $125,389-36.5% |
| Participation rate | 94.1% | 78.8%+15.3pp | 75.7%+18.5pp | 83.2%+10.9pp |
| Annual return | 12.52% | 9.46%+3.1pp | 6625.40%-6612.9pp | 282.24%-269.7pp |
| Employer contribution / active EE | $2,912 | $3,044-4.3% | $2,266+28.6% | $4,866-40.1% |
| Participant deferral / active EE | $7,553 | $4,292+76.0% | $3,560+112.2% | $5,352+41.1% |
| Admin fee / account holder | $1,105 | $7,403-85.1% | $4,821-77.1% | $9,541-88.4% |