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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,531 | $124,336+4.2% | $111,303+16.4% | $167,518-22.7% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 16.25% | 37.45%-21.2pp | 54.66%-38.4pp | 478.71%-462.5pp |
| Employer contribution / active EE | $2,896 | $3,436-15.7% | $2,731+6.0% | $4,838-40.1% |
| Participant deferral / active EE | $9,239 | $5,181+78.3% | $4,487+105.9% | $6,342+45.7% |
| Admin fee / account holder | $1,353 | $10,623-87.3% | $7,966-83.0% | $12,312-89.0% |