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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,380 | $160,070-16.0% | $147,117-8.7% | $145,897-7.9% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 36.54% | 98.69%-62.1pp | 420.54%-384.0pp | 552.29%-515.8pp |
| Employer contribution / active EE | $4,531 | $5,285-14.3% | $4,932-8.1% | $4,663-2.8% |
| Participant deferral / active EE | $8,601 | $8,419+2.2% | $8,065+6.6% | $6,689+28.6% |
| Admin fee / account holder | $1,024 | $15,035-93.2% | $12,993-92.1% | $13,390-92.4% |