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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,149 | $75,832-48.4% | $147,617-73.5% | $59,633-34.4% |
| Participation rate | 93.2% | 71.6%+21.6pp | 84.6%+8.6pp | 68.7%+24.5pp |
| Annual return | -3.89% | 0.37%-4.3pp | 61.98%-65.9pp | 2041.45%-2045.3pp |
| Employer contribution / active EE | $2,822 | $3,485-19.0% | $5,564-49.3% | $2,203+28.1% |
| Participant deferral / active EE | $2,551 | $3,131-18.5% | $4,895-47.9% | $3,192-20.1% |
| Admin fee / account holder | $854 | $5,986-85.7% | $11,612-92.6% | $4,297-80.1% |