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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,900 | $77,638+27.4% | $156,551-36.8% | $62,881+57.3% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 6.72% | 50.33%-43.6pp | 32.23%-25.5pp | 20.14%-13.4pp |
| Employer contribution / active EE | $4,789 | $3,444+39.1% | $5,501-12.9% | $2,281+110.0% |
| Participant deferral / active EE | $3,792 | $3,046+24.5% | $4,871-22.2% | $3,203+18.4% |
| Admin fee / account holder | $1,469 | $5,561-73.6% | $13,028-88.7% | $4,296-65.8% |