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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,239 | $81,331+232.3% | $155,534+73.7% | $80,935+233.9% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 7.72% | 33.37%-25.6pp | 64.92%-57.2pp | 35.66%-27.9pp |
| Employer contribution / active EE | $12,344 | $3,105+297.6% | $4,675+164.1% | $2,757+347.8% |
| Participant deferral / active EE | $10,394 | $3,454+200.9% | $5,630+84.6% | $4,299+141.8% |
| Admin fee / account holder | $23,040 | $7,999+188.0% | $15,900+44.9% | $6,924+232.7% |