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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,375 | $114,712+31.1% | $173,730-13.4% | $87,485+71.9% |
| Participation rate | 68.4% | 73.0%-4.6pp | 79.6%-11.2pp | 68.9%-0.5pp |
| Annual return | 13.19% | 20.18%-7.0pp | 19.96%-6.8pp | 26.06%-12.9pp |
| Employer contribution / active EE | $2,361 | $2,904-18.7% | $4,577-48.4% | $2,596-9.1% |
| Participant deferral / active EE | $4,967 | $4,642+7.0% | $6,326-21.5% | $4,274+16.2% |
| Admin fee / account holder | $36,795 | $10,210+260.4% | $17,523+110.0% | $7,775+373.3% |