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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,006 | $88,137-54.6% | $164,975-75.8% | $74,429-46.3% |
| Participation rate | 66.1% | 73.1%-7.0pp | 78.6%-12.5pp | 67.2%-1.1pp |
| Annual return | 14.12% | 17.13%-3.0pp | 70.12%-56.0pp | 1368.38%-1354.3pp |
| Employer contribution / active EE | $2,130 | $2,597-18.0% | $4,343-51.0% | $2,625-18.9% |
| Participant deferral / active EE | $3,561 | $4,501-20.9% | $6,033-41.0% | $4,348-18.1% |
| Admin fee / account holder | $1,519 | $2,231-31.9% | $12,688-88.0% | $1,944-21.9% |