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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,189 | $48,364+101.0% | $71,796+35.4% | $62,881+54.6% |
| Participation rate | 73.3% | 60.6%+12.7pp | 69.1%+4.2pp | 69.3%+4.0pp |
| Annual return | -3.11% | 13.16%-16.3pp | 78.04%-81.2pp | 20.14%-23.3pp |
| Employer contribution / active EE | $1,423 | $1,042+36.6% | $1,924-26.1% | $2,281-37.6% |
| Participant deferral / active EE | $2,195 | $2,091+5.0% | $2,794-21.4% | $3,203-31.5% |
| Admin fee / account holder | $1,214 | $3,771-67.8% | $4,815-74.8% | $4,296-71.7% |