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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,777 | $65,034+91.9% | $90,970+37.2% | $79,856+56.3% |
| Participation rate | 71.4% | 61.6%+9.8pp | 69.0%+2.4pp | 69.6%+1.8pp |
| Annual return | 3.31% | 30.45%-27.1pp | 134.60%-131.3pp | 31.71%-28.4pp |
| Employer contribution / active EE | $2,112 | $1,247+69.3% | $2,122-0.4% | $2,471-14.5% |
| Participant deferral / active EE | $2,532 | $2,512+0.8% | $3,373-24.9% | $3,741-32.3% |
| Admin fee / account holder | $2,937 | $4,536-35.2% | $5,961-50.7% | $5,306-44.6% |