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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,725 | $138,102+39.6% | $125,381+53.7% | $134,532+43.3% |
| Participation rate | 95.5% | 84.5%+11.0pp | 82.4%+13.1pp | 81.2%+14.2pp |
| Annual return | -21.68% | 750.73%-772.4pp | 572.31%-594.0pp | 418.27%-439.9pp |
| Employer contribution / active EE | $2,558 | $5,245-51.2% | $4,815-46.9% | $4,741-46.0% |
| Participant deferral / active EE | $7,062 | $7,801-9.5% | $7,448-5.2% | $6,401+10.3% |
| Admin fee / account holder | $12,941 | $11,568+11.9% | $10,007+29.3% | $11,429+13.2% |