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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,390 | $165,399+67.7% | $149,745+85.2% | $158,982+74.5% |
| Participation rate | 94.7% | 84.6%+10.2pp | 82.5%+12.3pp | 82.0%+12.8pp |
| Annual return | 20.73% | 348.34%-327.6pp | 276.72%-256.0pp | 302.99%-282.3pp |
| Employer contribution / active EE | $4,128 | $5,105-19.1% | $4,646-11.1% | $4,763-13.3% |
| Participant deferral / active EE | $4,955 | $7,183-31.0% | $6,843-27.6% | $5,983-17.2% |
| Admin fee / account holder | $2,021 | $10,811-81.3% | $9,312-78.3% | $11,252-82.0% |