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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,611 | $157,296+72.0% | $141,191+91.7% | $152,897+77.0% |
| Participation rate | 93.8% | 84.8%+8.9pp | 82.5%+11.3pp | 82.5%+11.3pp |
| Annual return | 24.13% | 64.34%-40.2pp | 71.41%-47.3pp | 345.43%-321.3pp |
| Employer contribution / active EE | $4,761 | $5,262-9.5% | $4,736+0.5% | $4,764-0.1% |
| Participant deferral / active EE | $3,613 | $7,111-49.2% | $6,710-46.2% | $5,851-38.3% |
| Admin fee / account holder | $5,720 | $12,125-52.8% | $10,264-44.3% | $11,599-50.7% |