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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,503 | $102,422+30.3% | $147,117-9.3% | $80,959+64.9% |
| Participation rate | 63.6% | 75.9%-12.2pp | 82.2%-18.5pp | 67.7%-4.0pp |
| Annual return | 16.64% | 135.16%-118.5pp | 420.54%-403.9pp | 35.67%-19.0pp |
| Employer contribution / active EE | $2,102 | $3,717-43.4% | $4,932-57.4% | $2,757-23.8% |
| Participant deferral / active EE | $4,935 | $6,652-25.8% | $8,065-38.8% | $4,300+14.7% |
| Admin fee / account holder | $4,208 | $7,953-47.1% | $12,993-67.6% | $6,925-39.2% |