| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $280,974 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $86,988 |
RSM US LLP3+ years Service code 10 5155 PAYSPHERE CIRCLE · CHICAGO, IL 60674 | Accounting | $32,350 |
Filed as: GALLAGHER BENEFIT SERVICES INC DBA Service code 27 1100 SUPERIOR AVE STE 1700 · CLEVELAND, OH 44114 | Advisory (Plan) | $32,000 |
Service code 13 300 TRI-STATE INTERNATIONAL DR · LINCOLNSHIRE, IL 60069 | Contract Administrator | $16,459 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SW PKWY BLDG 2 STE 400 · AUSTIN, TX 78735 | Advisory (Plan) | $8,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,275 | $73,367-73.7% | $68,612-71.9% | $73,367-73.7% |
| Participation rate | 40.9% | 69.5%-28.5pp | 72.2%-31.3pp | 69.5%-28.5pp |
| Annual return | -8.52% | 173.45%-182.0pp | -4.63%-3.9pp | 173.45%-182.0pp |
| Employer contribution / active EE | $344 | $2,499-86.2% | $2,625-86.9% | $2,499-86.2% |
| Participant deferral / active EE | $929 | $4,033-77.0% | $3,311-71.9% | $4,033-77.0% |
| Admin fee / account holder | $24 | $68-64.2% | $5,131-99.5% | $68-64.2% |