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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,561 | $59,456+27.1% | $93,669-19.3% | $74,429+1.5% |
| Participation rate | 58.9% | 59.6%-0.7pp | 68.7%-9.8pp | 67.2%-8.3pp |
| Annual return | 16.70% | 82.00%-65.3pp | 133.59%-116.9pp | 1368.38%-1351.7pp |
| Employer contribution / active EE | $1,585 | $1,266+25.2% | $2,424-34.6% | $2,625-39.6% |
| Participant deferral / active EE | $2,873 | $3,052-5.9% | $4,416-34.9% | $4,348-33.9% |
| Admin fee / account holder | $4,935 | $3,026+63.1% | $8,291-40.5% | $1,944+153.8% |