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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,219 | $54,717+35.6% | $86,216-13.9% | $71,511+3.8% |
| Participation rate | 47.2% | 60.1%-12.9pp | 69.0%-21.8pp | 67.9%-20.8pp |
| Annual return | 23.50% | 20.07%+3.4pp | 1169.42%-1145.9pp | 28.86%-5.4pp |
| Employer contribution / active EE | $1,543 | $1,267+21.8% | $2,382-35.2% | $2,589-40.4% |
| Participant deferral / active EE | $2,680 | $3,110-13.8% | $3,986-32.8% | $4,291-37.5% |
| Admin fee / account holder | $2,476 | $1,922+28.8% | $6,853-63.9% | $1,588+55.9% |