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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,141 | $51,466-0.6% | $78,778-35.1% | $62,293-17.9% |
| Participation rate | 30.8% | 59.8%-29.0pp | 69.2%-38.4pp | 69.5%-38.7pp |
| Annual return | 22.86% | 19.96%+2.9pp | 35.62%-12.8pp | 28.90%-6.0pp |
| Employer contribution / active EE | $0 | $827-100.0% | $1,986-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $1,502 | $2,147-30.1% | $2,958-49.2% | $3,169-52.6% |
| Admin fee / account holder | $9,204 | $489+1781.0% | $5,134+79.3% | $479+1820.2% |