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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,561 | $59,467+27.1% | $93,727-19.4% | $74,478+1.5% |
| Participation rate | 58.9% | 59.6%-0.7pp | 68.7%-9.8pp | 67.2%-8.3pp |
| Annual return | 16.70% | 82.14%-65.4pp | 133.83%-117.1pp | 1370.56%-1353.9pp |
| Employer contribution / active EE | $1,585 | $1,267+25.2% | $2,421-34.5% | $2,626-39.6% |
| Participant deferral / active EE | $2,873 | $3,052-5.9% | $4,417-35.0% | $4,350-34.0% |
| Admin fee / account holder | $4,935 | $3,028+62.9% | $8,292-40.5% | $1,946+153.6% |