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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,561 | $59,402+27.2% | $93,654-19.3% | $74,546+1.4% |
| Participation rate | 58.9% | 59.7%-0.7pp | 68.7%-9.8pp | 67.2%-8.3pp |
| Annual return | 16.70% | 81.86%-65.2pp | 133.34%-116.6pp | 1366.03%-1349.3pp |
| Employer contribution / active EE | $1,585 | $1,265+25.4% | $2,421-34.5% | $2,624-39.6% |
| Participant deferral / active EE | $2,873 | $3,049-5.8% | $4,413-34.9% | $4,347-33.9% |
| Admin fee / account holder | $4,935 | $3,023+63.2% | $8,282-40.4% | $1,944+153.9% |