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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC3 years Service code 16 PO BOX 60071 · RALEIGH, NC 27675 | Consulting | $72,120 |
T ROWE PRICE RPS INC4 years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202 | Recordkeeping | $40,346 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $194 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,828 | $95,438+95.8% | $135,982+37.4% | $74,473+150.9% |
| Participation rate | 96.1% | 78.2%+17.9pp | 81.9%+14.2pp | 70.7%+25.4pp |
| Annual return | 17.56% | 32.61%-15.0pp | 68.32%-50.8pp | 34.36%-16.8pp |
| Employer contribution / active EE | $9,316 | $3,878+140.2% | $4,859+91.7% | $2,638+253.1% |
| Participant deferral / active EE | $6,382 | $7,790-18.1% | $7,760-17.8% | $4,530+40.9% |
| Admin fee / account holder | $463 | $259+78.8% | $10,767-95.7% | $347+33.4% |