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Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,829 | $88,122+101.8% | $141,197+25.9% | $67,582+163.1% |
| Participation rate | 90.6% | 76.5%+14.1pp | 82.5%+8.1pp | 71.3%+19.3pp |
| Annual return | 20.76% | 75.40%-54.6pp | 71.41%-50.6pp | 378.57%-357.8pp |
| Employer contribution / active EE | $8,578 | $3,224+166.0% | $4,736+81.1% | $2,148+299.4% |
| Participant deferral / active EE | $5,470 | $5,958-8.2% | $6,710-18.5% | $3,539+54.5% |
| Admin fee / account holder | $25 | $131-80.9% | $10,265-99.8% | $142-82.4% |