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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,516 | $55,423+366.4% | $155,602+66.1% | $74,400+247.5% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | -1.18% | 269.07%-270.2pp | 64.81%-66.0pp | 1367.51%-1368.7pp |
| Employer contribution / active EE | $5,387 | $2,266+137.8% | $4,675+15.2% | $2,624+105.3% |
| Participant deferral / active EE | $3,566 | $2,835+25.8% | $5,629-36.7% | $4,348-18.0% |
| Admin fee / account holder | $572 | $1,744-67.2% | $15,923-96.4% | $1,944-70.6% |