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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,516 | $55,446+366.2% | $155,574+66.2% | $74,429+247.3% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | -1.18% | 269.20%-270.4pp | 64.87%-66.0pp | 1368.38%-1369.6pp |
| Employer contribution / active EE | $5,387 | $2,266+137.7% | $4,676+15.2% | $2,625+105.2% |
| Participant deferral / active EE | $3,566 | $2,836+25.7% | $5,629-36.7% | $4,348-18.0% |
| Admin fee / account holder | $572 | $1,743-67.2% | $15,914-96.4% | $1,944-70.6% |