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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,604 | $88,583+156.9% | $88,497+157.2% | $273,972-16.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.4%+17.6pp | 83.0%+17.0pp |
| Annual return | 8.48% | 5.68%+2.8pp | 7.63%+0.9pp | 41.46%-33.0pp |
| Employer contribution / active EE | $1,689 | $4,502-62.5% | $4,036-58.2% | $4,869-65.3% |
| Participant deferral / active EE | $8,258 | $4,891+68.8% | $4,899+68.6% | $5,287+56.2% |
| Admin fee / account holder | $1,598 | $8,980-82.2% | $6,220-74.3% | $10,133-84.2% |