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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,526 | $90,590+222.9% | $90,782+222.2% | $135,379+116.1% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.6%+17.4pp |
| Annual return | -5.52% | -3.40%-2.1pp | -3.42%-2.1pp | 519.79%-525.3pp |
| Employer contribution / active EE | $1,646 | $4,352-62.2% | $4,105-59.9% | $4,779-65.6% |
| Participant deferral / active EE | $11,005 | $5,407+103.5% | $5,366+105.1% | $5,609+96.2% |
| Admin fee / account holder | $669 | $7,683-91.3% | $5,908-88.7% | $10,828-93.8% |