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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,631 | $107,666-53.0% | $102,184-50.5% | $154,746-67.3% |
| Participation rate | 80.0% | 83.7%-3.7pp | 82.6%-2.6pp | 80.7%-0.7pp |
| Annual return | 8.56% | 29.33%-20.8pp | 31.58%-23.0pp | 172.34%-163.8pp |
| Employer contribution / active EE | $3,671 | $3,846-4.6% | $3,594+2.2% | $4,379-16.2% |
| Participant deferral / active EE | $6,401 | $8,719-26.6% | $8,309-23.0% | $6,730-4.9% |
| Admin fee / account holder | $57,831 | $12,943+346.8% | $11,609+398.2% | $14,365+302.6% |