Filed November 26, 2025 (most recent of 4 filings on file)
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,077 | $55,679-17.2% | $81,988-43.8% | $73,501-37.3% |
| Participation rate | 99.0% | 62.3%+36.7pp | 69.3%+29.8pp | 70.7%+28.3pp |
| Annual return | 9.35% | 19.07%-9.7pp | 41.32%-32.0pp | 28.51%-19.2pp |
| Employer contribution / active EE | $3,123 | $1,626+92.1% | $2,499+25.0% | $2,270+37.6% |
| Participant deferral / active EE | $2,596 | $2,764-6.1% | $3,723-30.3% | $3,740-30.6% |
| Admin fee / account holder | $20,711 | $493+4099.7% | $5,666+265.6% | $513+3936.4% |