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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $148,275 |
RETIREMENT SOLUTIONS SPECIALISTS4+ years Service code 13 · EIN 27-0293282 | Contract Administrator | $65,258 |
UBS FINANCIAL SERVICES INC4+ years Filed as: UBS FINANCIAL SERVICES INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $54,568 |
WARREN AVERETT, LLC2 years Service code 10 2500 ACTON RD · BIRMINGHAM, AL 35243 | Accounting | $11,200 |
Filed as: EMPOWER ADVISORY GROUP, LL Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $340 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,908 | $50,902-49.1% | $155,534-83.3% | $77,736-66.7% |
| Participation rate | 86.4% | 63.1%+23.3pp | 78.2%+8.2pp | 70.6%+15.8pp |
| Annual return | 11.38% | 34.85%-23.5pp | 64.92%-53.5pp | 31.26%-19.9pp |
| Employer contribution / active EE | $0 | $1,991-100.0% | $4,675-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $3,827 | $2,824+35.5% | $5,630-32.0% | $4,651-17.7% |
| Admin fee / account holder | $310 | $437-29.1% | $15,900-98.1% | $433-28.5% |