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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,133 | $100,970-52.3% | $96,576-50.2% | $137,256-64.9% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 12.55% | 38.16%-25.6pp | 38.47%-25.9pp | 220.34%-207.8pp |
| Employer contribution / active EE | $1,148 | $3,809-69.9% | $3,553-67.7% | $4,156-72.4% |
| Participant deferral / active EE | $2,015 | $8,286-75.7% | $7,956-74.7% | $6,407-68.6% |
| Admin fee / account holder | $40,973 | $11,312+262.2% | $11,381+260.0% | $12,270+233.9% |