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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,596 | $110,240-88.6% | $96,544-87.0% | $139,487-91.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 27.99% | 26.41%+1.6pp | 25.88%+2.1pp | 373.84%-345.9pp |
| Employer contribution / active EE | $2,014 | $3,622-44.4% | $2,966-32.1% | $4,755-57.6% |
| Participant deferral / active EE | $3,817 | $5,549-31.2% | $4,851-21.3% | $6,713-43.1% |
| Admin fee / account holder | $444 | $11,602-96.2% | $8,254-94.6% | $11,407-96.1% |