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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,246 | $124,346-91.8% | $111,306-90.8% | $167,553-93.9% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 9.17% | 37.46%-28.3pp | 54.67%-45.5pp | 478.89%-469.7pp |
| Employer contribution / active EE | $1,091 | $3,438-68.3% | $2,732-60.1% | $4,840-77.5% |
| Participant deferral / active EE | $5,258 | $5,182+1.5% | $4,488+17.2% | $6,343-17.1% |
| Admin fee / account holder | $764 | $10,623-92.8% | $7,966-90.4% | $12,316-93.8% |