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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,168 | $100,811-90.9% | $86,698-89.4% | $134,545-93.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -14.45% | 29.11%-43.6pp | 35.96%-50.4pp | 418.37%-432.8pp |
| Employer contribution / active EE | $2,206 | $3,490-36.8% | $2,837-22.2% | $4,742-53.5% |
| Participant deferral / active EE | $5,534 | $5,339+3.6% | $4,656+18.8% | $6,401-13.5% |
| Admin fee / account holder | $325 | $10,926-97.0% | $7,492-95.7% | $11,431-97.2% |