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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 04-1590850 | Other Services | $142,557 |
AMERICAN CENTURY4 years Service code 52 · EIN 43-1646043 | Indirect Investment Fees | $0 |
AMERICAN FUNDS3 years Service code 52 · EIN 95-1411037 | Indirect Investment Fees | $0 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
DIMENSIONAL FUND ADVISORS4 years Service code 52 · EIN 36-3129984 | Indirect Investment Fees | $0 |
INVESCO4 years Service code 52 · EIN 84-0933032 | Indirect Investment Fees | $0 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: JP MORGAN Service code 52 · EIN 33-1043149 | Indirect Investment Fees | $0 |
NEXTCAPITAL GROUP, INC.1 year Filed as: NEXTCAPITAL ADVISORS, INC Service code 52 · EIN 47-2342699 | Indirect Investment Fees | $0 |
PIONEER4 years Service code 52 · EIN 04-3453709 | Indirect Investment Fees | $0 |
T ROWE PRICE RPS INC4 years Filed as: T. ROWE PRICE Service code 52 · EIN 52-1151266 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,606 | $35,123+288.9% | $93,406+46.2% | $73,412+86.1% |
| Participation rate | 97.7% | 68.3%+29.4pp | 66.8%+30.8pp | 72.2%+25.5pp |
| Annual return | 18.55% | 18.89%-0.3pp | 78.05%-59.5pp | 59.30%-40.7pp |
| Employer contribution / active EE | $16,139 | $1,247+1193.8% | $2,075+677.8% | $2,234+622.6% |
| Participant deferral / active EE | $13,129 | $2,249+483.7% | $3,126+320.0% | $3,806+245.0% |
| Admin fee / account holder | $351 | $108+225.0% | $5,230-93.3% | $158+122.6% |