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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,556 | $181,896-27.1% | $156,551-15.3% | $273,972-51.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 1.68% | 30.74%-29.1pp | 32.23%-30.5pp | 41.46%-39.8pp |
| Employer contribution / active EE | $2,160 | $6,248-65.4% | $5,501-60.7% | $4,869-55.6% |
| Participant deferral / active EE | $6,885 | $5,550+24.0% | $4,871+41.3% | $5,287+30.2% |
| Admin fee / account holder | $1,729 | $15,560-88.9% | $13,028-86.7% | $10,133-82.9% |