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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,374 | $209,422-35.4% | $178,503-24.2% | $158,982-14.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 4.71% | 188.81%-184.1pp | 151.12%-146.4pp | 302.99%-298.3pp |
| Employer contribution / active EE | $1,756 | $5,707-69.2% | $5,011-65.0% | $4,763-63.1% |
| Participant deferral / active EE | $5,591 | $5,955-6.1% | $5,202+7.5% | $5,983-6.6% |
| Admin fee / account holder | $1,654 | $17,079-90.3% | $13,987-88.2% | $11,252-85.3% |