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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,398 | $85,169+0.3% | $172,755-50.6% | $72,983+17.0% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 20.66% | 27.32%-6.7pp | 802.94%-782.3pp | 81.01%-60.4pp |
| Employer contribution / active EE | $4,796 | $3,324+44.3% | $5,144-6.8% | $2,440+96.6% |
| Participant deferral / active EE | $3,395 | $3,260+4.1% | $5,198-34.7% | $3,608-5.9% |
| Admin fee / account holder | $2,534 | $5,880-56.9% | $13,955-81.8% | $5,124-50.6% |