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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,513 | $84,236-2.0% | $170,435-51.6% | $70,126+17.7% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 15.91% | 23.06%-7.1pp | 205.94%-190.0pp | 73.15%-57.2pp |
| Employer contribution / active EE | $5,145 | $3,387+51.9% | $5,432-5.3% | $2,343+119.7% |
| Participant deferral / active EE | $4,745 | $3,086+53.8% | $4,939-3.9% | $3,332+42.4% |
| Admin fee / account holder | $1,744 | $5,698-69.4% | $13,881-87.4% | $4,645-62.5% |