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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,888 | $106,267-27.6% | $96,520-20.3% | $139,456-44.9% |
| Participation rate | 47.6% | 77.8%-30.2pp | 74.3%-26.7pp | 80.3%-32.7pp |
| Annual return | 13.58% | 38.45%-24.9pp | 35.72%-22.1pp | 373.45%-359.9pp |
| Employer contribution / active EE | $1,328 | $4,105-67.7% | $3,739-64.5% | $4,753-72.1% |
| Participant deferral / active EE | $2,284 | $5,454-58.1% | $4,879-53.2% | $6,711-66.0% |
| Admin fee / account holder | $7,066 | $7,882-10.4% | $6,733+4.9% | $11,407-38.1% |