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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,833 | $115,810-51.8% | $101,271-44.9% | $158,966-64.9% |
| Participation rate | 61.9% | 79.4%-17.5pp | 75.8%-13.9pp | 82.0%-20.1pp |
| Annual return | 8.63% | 56.15%-47.5pp | 46.48%-37.8pp | 302.95%-294.3pp |
| Employer contribution / active EE | $1,184 | $4,175-71.7% | $3,660-67.7% | $4,762-75.1% |
| Participant deferral / active EE | $2,238 | $4,958-54.9% | $4,371-48.8% | $5,983-62.6% |
| Admin fee / account holder | $774 | $7,248-89.3% | $5,948-87.0% | $11,250-93.1% |