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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,594 | $209,422-68.7% | $178,503-63.3% | $158,982-58.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.36% | 188.81%-176.4pp | 151.12%-138.8pp | 302.99%-290.6pp |
| Employer contribution / active EE | $5,810 | $5,707+1.8% | $5,011+16.0% | $4,763+22.0% |
| Participant deferral / active EE | $3,700 | $5,955-37.9% | $5,202-28.9% | $5,983-38.2% |
| Admin fee / account holder | $2,210 | $17,079-87.1% | $13,987-84.2% | $11,252-80.4% |