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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,027 | $198,457-71.3% | $170,435-66.5% | $147,586-61.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.57% | 257.30%-239.7pp | 205.94%-188.4pp | 578.59%-561.0pp |
| Employer contribution / active EE | $11,492 | $6,183+85.9% | $5,432+111.6% | $4,876+135.7% |
| Participant deferral / active EE | $6,110 | $5,629+8.5% | $4,939+23.7% | $5,439+12.3% |
| Admin fee / account holder | $1,475 | $16,852-91.2% | $13,881-89.4% | $10,886-86.4% |