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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,799 | $91,167-0.4% | $178,498-49.1% | $79,858+13.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 4.05% | 24.19%-20.1pp | 151.09%-147.0pp | 31.72%-27.7pp |
| Employer contribution / active EE | $7,686 | $3,255+136.1% | $5,011+53.4% | $2,471+211.1% |
| Participant deferral / active EE | $4,677 | $3,236+44.6% | $5,202-10.1% | $3,740+25.1% |
| Admin fee / account holder | $38,236 | $6,747+466.7% | $13,985+173.4% | $5,306+620.6% |