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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,566 | $75,962+41.6% | $154,108-30.2% | $64,173+67.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -10.27% | 30.32%-40.6pp | 735.21%-745.5pp | 7.63%-17.9pp |
| Employer contribution / active EE | $7,512 | $3,350+124.3% | $5,298+41.8% | $2,381+215.5% |
| Participant deferral / active EE | $4,753 | $3,175+49.7% | $5,081-6.4% | $3,470+37.0% |
| Admin fee / account holder | $692 | $5,589-87.6% | $13,411-94.8% | $4,887-85.8% |