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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,751 | $77,638+59.4% | $156,551-21.0% | $62,881+96.8% |
| Participation rate | 89.5% | 71.2%+18.3pp | 84.0%+5.5pp | 69.3%+20.2pp |
| Annual return | 8.90% | 50.33%-41.4pp | 32.23%-23.3pp | 20.14%-11.2pp |
| Employer contribution / active EE | $8,080 | $3,444+134.6% | $5,501+46.9% | $2,281+254.2% |
| Participant deferral / active EE | $5,140 | $3,046+68.8% | $4,871+5.5% | $3,203+60.5% |
| Admin fee / account holder | $5,005 | $5,561-10.0% | $13,028-61.6% | $4,296+16.5% |