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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,304 | $81,208+13.7% | $98,920-6.7% | $79,856+15.6% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 5.40% | 60.99%-55.6pp | 196.47%-191.1pp | 31.71%-26.3pp |
| Employer contribution / active EE | $2,710 | $1,960+38.3% | $2,689+0.8% | $2,471+9.6% |
| Participant deferral / active EE | $5,743 | $3,265+75.9% | $4,245+35.3% | $3,741+53.5% |
| Admin fee / account holder | $4,518 | $6,013-24.9% | $6,643-32.0% | $5,306-14.9% |