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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,405 | $76,371+7.9% | $93,621-12.0% | $72,976+12.9% |
| Participation rate | 97.0% | 71.8%+25.2pp | 75.8%+21.1pp | 69.5%+27.5pp |
| Annual return | 5.49% | 25.82%-20.3pp | 32.76%-27.3pp | 81.02%-75.5pp |
| Employer contribution / active EE | $2,347 | $2,276+3.1% | $2,719-13.7% | $2,440-3.8% |
| Participant deferral / active EE | $4,956 | $3,538+40.1% | $4,070+21.8% | $3,608+37.4% |
| Admin fee / account holder | $1,328 | $6,839-80.6% | $7,890-83.2% | $5,124-74.1% |