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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,419 | $67,411-16.3% | $91,004-38.0% | $70,126-19.5% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 8.83% | -40.16%+49.0pp | 4.60%+4.2pp | 73.15%-64.3pp |
| Employer contribution / active EE | $2,750 | $1,786+54.0% | $2,456+12.0% | $2,343+17.4% |
| Participant deferral / active EE | $4,640 | $2,823+64.4% | $3,548+30.8% | $3,332+39.3% |
| Admin fee / account holder | $4,877 | $4,236+15.1% | $5,417-10.0% | $4,645+5.0% |