| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.7 years Service code 15 · EIN 91-0675641 | Recordkeeping | $59,817 |
FORVIS, LLP1 year Filed as: FORVIS MAZARS, LLP Service code 10 · EIN 44-0160260 | Accounting | $24,439 |
CAP FINANCIAL PARTNERS, LLC6 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $20,704 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $12,316 |
Service code 27 · EIN 20-1665305 | Advisory (Plan) | $7,190 |
CHARLES SCHWAB & CO., INC.6 years Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,759 | $53,204+106.3% | $155,556-29.4% | $200,096-45.1% |
| Participation rate | 39.1% | 64.1%-25.0pp | 78.2%-39.1pp | 72.0%-32.9pp |
| Annual return | 15.55% | 41.02%-25.5pp | 64.84%-49.3pp | 34.26%-18.7pp |
| Employer contribution / active EE | $0 | $1,850-100.0% | $4,675-100.0% | $3,038-100.0% |
| Participant deferral / active EE | $5,248 | $3,163+65.9% | $5,631-6.8% | $5,090+3.1% |
| Admin fee / account holder | $89 | $186-51.9% | $15,885-99.4% | $269-66.8% |